Факты, которые подконтрольные ЦРУ СМ»И» в России скрывают…

Americans Are Dying With An Average Of $61,500 In Debt

ZeroHedge, June 22, 2017

According to a recent study, the average total household debt in America is just over $132,500.

Thanks to the Fed’s recent and ongoing rate increases, the repayment of said debt will become increasingly more difficult. So difficult, in fact, that most Americans will be saddled with a sizable chunk of it at the time of their death.

Actually, most already are.

According to December 2016 data from credit bureau Experian provided to credit.com, 73% of American consumers had outstanding debt when they were reported as dead. Those consumers carried an average total balance of $61,554, including mortgage debt.

The data is based on Experian’s FileOne database, which includes 220 million consumers. (There are about 242 million adults in the U.S., according to 2015 estimates from the Census Bureau.) To determine the average debt people have when they die, Experian looked at consumers who, as of October 2016, were not deceased, but then showed as deceased as of December 2016.

Among the 73% of consumers who had debt when they died, about 68% had credit card balances.

The breakdown of unpaid balances was as follows: credit cards, $4,531; auto loans, $17,111; personal loans, $14,793; and student loans, $25,391. And, as a reminder, debt doesn’t just disappear when someone dies.

What happens to that debt when you die, aside from it continuing to accrue interest until someone remembers to inform the creditors?

Debt belongs to the deceased person or that person’s estate. If someone has enough assets to cover their debts, the creditors get paid, and beneficiaries receive whatever remains. But if there aren’t enough assets to satisfy debts, creditors lose out.

The best option is to pay debt off while one is alive. However in a nation with over $15 trillion in household debt, that is increasingly unlikely.

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Здешние политиканы, «эксперты», подконтрольные ЦРУ СМ»И» нахваливают псевдодемократическую Америку.

Похвалить, избаловать «наших американских (государственных) партнеров», значит любить таких грязных, злых монстров, как коварный и крайне опасный мошенник, расист, лжец, неофашист и убийца Дональд Трамп. И таких, как порочный Конгресс, агрессивные милитаристы США, нацистские ФБР — ЦРУ, лживые американские СМ»И»…

Кричите вместе: «АМЕРИКА ВЫШЕ ВСЕХ! AMERICA FIRST! ТРАМП НАШ!, ТРАМП НАШ!!…

Арнольд Локшин, политэмигрант из США

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